Cost of Living in Calgary

Affordability Analysis: Living in Calgary

Calgary, Canada has a combined Cost of Living plus Rent Index of 47.7 (compared to New York City's baseline of 100). This places Calgary in the moderately affordable range — significantly cheaper than major Western capitals, though not as budget-friendly as some Southeast Asian or Latin American hubs.

Housing Costs in Calgary

Rent is typically the largest single expense for anyone relocating to Calgary. A one-bedroom apartment in the city center currently averages $1,481/month, while the same apartment outside the center drops to approximately $1,178/month — a 20% saving. Rental costs in Calgary are substantial and represent a major portion of most budgets. Sharing accommodation or choosing suburban areas can significantly reduce this expense.

Food & Daily Expenses

With a Groceries Index of 62.9 and a Restaurant Price Index of 57.8, food in Calgary falls in the moderate range. A monthly grocery budget of $353 covers essentials, and a typical restaurant meal costs $19. Mixing home cooking with occasional dining out keeps food costs manageable.

Getting Around & Utilities

Public transportation in Calgary costs approximately $79/month for a transit pass, a moderate expense comparable to many mid-tier global cities. Basic utilities (electricity, heating, water, garbage collection) for a standard apartment average $137/month. Utilities are in the typical global range and shouldn't cause budget surprises.

Who Should Consider Calgary?

Calgary offers a balanced proposition: reasonable costs with solid infrastructure and quality of life. At $2,913/month for a comfortable lifestyle, it attracts a mix of expats, international students, and professionals on international assignments. The city strikes a good balance between affordability and amenities.