1. Acceptance of Terms

By accessing and using Global Finance Calculators ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Global Finance Calculators provides free online financial calculators for educational and planning purposes. Our calculators include tools for visa requirements, tax calculations, freelancer income, student costs, and expat finances.

3. Disclaimer

Important: The calculations and information provided by our Service are for educational and general informational purposes only. They do not constitute:

Financial advice
Tax advice
Legal advice
Immigration advice

You should always consult with qualified professionals and verify information with official government sources before making any financial, tax, or immigration decisions.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, or reliability of the calculations or information provided. Tax rates, visa requirements, and other financial regulations change frequently.

5. Limitation of Liability

Global Finance Calculators shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

Your use of or inability to use the Service
Any errors or omissions in the calculations
Any decisions made based on information from the Service
Any unauthorized access to your data

6. User Responsibilities

You agree to:

Use the Service only for lawful purposes
Verify calculations with official sources
Not rely solely on our calculators for important decisions
Not attempt to disrupt or compromise the Service

7. Intellectual Property

All content, design, and functionality of the Service are owned by Global Finance Calculators and are protected by copyright and other intellectual property laws.

8. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the content or practices of these websites.

9. Modifications

We reserve the right to modify or discontinue the Service at any time without notice. We may also update these Terms of Service periodically.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

11. Contact

For questions about these Terms, please contact us through our contact page.