City Comparison

Amsterdam vs Wellington

Cost of Living Comparison 2026

Wellington is ~22% cheaper overall

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026

Amsterdam

Netherlands

COL+Rent

65.5

Rent Index

52.2

Groceries

65.4

Restaurant

73.1

Wellington

New Zealand

COL+Rent

50.9

Rent Index

32

Groceries

72.8

Restaurant

56.4

Monthly Cost Comparison

CategoryAmsterdamWellingtonDiff
Rent (1BR City)$2,318$1,478+$840
Rent (1BR Outside)$1,822$1,179+$643
Groceries$374$404$30
Restaurant Meal$22$18+$4
Transit Pass$109$111$2
Utilities$210$141+$69

Monthly Budget Comparison

LifestyleAmsterdamWellington
Minimal$2,491/mo$1,786/mo
Typical$3,341/mo$2,404/mo
Comfortable$4,094/mo$2,977/mo

Purchasing Power Equivalence

Budget in Amsterdam≈ in WellingtonDifference
$1,500/mo$1,166/mo-$334
$2,000/mo$1,554/mo-$446
$3,000/mo$2,331/mo-$669

Detailed Budget Analysis

See exactly how specific monthly budgets break down in each city:

Analysis: Amsterdam vs Wellington for Expats & Remote Workers

Our data shows Wellington is approximately 22% more affordable than Amsterdam when combining rent and daily living costs. Amsterdam's COL+Rent Index of 65.5 vs Wellington's 50.9 (both measured against New York City = 100) reflects a meaningful difference that adds up over months of living expenses.

Housing is the biggest differentiator: a city-center one-bedroom in Amsterdam costs $2,318/month versus $1,478/month in Wellingtongiving Wellington a $840/month advantage on housing alone. Over a full year, this rent difference alone amounts to $10,080 in annual savings.

Day-to-day costs tell a more nuanced story. Groceries in Amsterdam ($374/mo) vs Wellington ($404/mo) reflect Amsterdam's lower food prices, while restaurant meals at $22 vs $18 show Wellington offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.

Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Wellington offers meaningfully better value — your typical monthly budget of $2,404 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.

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Frequently Asked Questions

Is Amsterdam or Wellington cheaper to live in?
Wellington is approximately 22% cheaper overall. Amsterdam's COL+Rent Index is 65.5 vs Wellington's 50.9 (NYC = 100).
How much is rent in Amsterdam vs Wellington?
A 1BR in Amsterdam city center costs ~$2,318/mo vs $1,478/mo in Wellington. Outside the center: $1,822 vs $1,179.
What is $2,000/month in Amsterdam worth in Wellington?
Using cost-of-living adjustment, $2,000/month in Amsterdam has the purchasing power of approximately $1,554/month in Wellington.
Are groceries cheaper in Amsterdam or Wellington?
Monthly groceries cost approximately $374 in Amsterdam vs $404 in Wellington. Groceries Index: 65.4 vs 72.8 (NYC = 100).