Bali vs Ho Chi Minh City
Cost of Living Comparison 2026
Bali is ~28% cheaper overall
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026
Bali
Indonesia
COL+Rent
16
Rent Index
8
Groceries
30.9
Restaurant
13.9
Ho Chi Minh City
Vietnam
COL+Rent
22.2
Rent Index
13.1
Groceries
37.5
Restaurant
19.1
Monthly Cost Comparison
| Category | Bali | Ho Chi Minh City | Diff |
|---|---|---|---|
| Rent (1BR City) | $299 | $482 | $183 |
| Rent (1BR Outside) | $202 | $297 | $95 |
| Groceries | $170 | $207 | $37 |
| Restaurant Meal | $3 | $4 | $1 |
| Transit Pass | $10 | $7 | +$3 |
| Utilities | $39 | $55 | $16 |
Monthly Budget Comparison
| Lifestyle | Bali | Ho Chi Minh City |
|---|---|---|
| Minimal | $382/mo | $520/mo |
| Typical | $563/mo | $811/mo |
| Comfortable | $687/mo | $985/mo |
Purchasing Power Equivalence
| Budget in Bali | ≈ in Ho Chi Minh City | Difference |
|---|---|---|
| $1,500/mo | $2,081/mo | +$581 |
| $2,000/mo | $2,775/mo | +$775 |
| $3,000/mo | $4,163/mo | +$1,163 |
Detailed Budget Analysis
See exactly how specific monthly budgets break down in each city:
Analysis: Bali vs Ho Chi Minh City for Expats & Remote Workers
Our data shows Bali is approximately 28% more affordable than Ho Chi Minh City when combining rent and daily living costs. Bali's COL+Rent Index of 16 vs Ho Chi Minh City's 22.2 (both measured against New York City = 100) reflects a relatively small gap, meaning the decision between these cities often comes down to lifestyle preferences rather than pure cost.
Housing is the biggest differentiator: a city-center one-bedroom in Bali costs $299/month versus $482/month in Ho Chi Minh City — giving Bali a $183/month advantage on housing alone. Over a full year, the rent difference is modest and may be offset by other cost categories.
Day-to-day costs tell a more nuanced story. Groceries in Bali ($170/mo) vs Ho Chi Minh City ($207/mo) reflect Bali's lower food prices, while restaurant meals at $3 vs $4 show Bali is the better value for dining out. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.
Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Bali offers meaningfully better value — your typical monthly budget of $563 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.