Graz vs Cebu
Cost of Living Comparison 2026
Cebu is ~61% cheaper overall
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026
Graz
Austria
COL+Rent
39.4
Rent Index
18.1
Groceries
61.7
Restaurant
58
Cebu
Philippines
COL+Rent
15.5
Rent Index
5.3
Groceries
30.1
Restaurant
15.7
Monthly Cost Comparison
| Category | Graz | Cebu | Diff |
|---|---|---|---|
| Rent (1BR City) | $821 | $201 | +$620 |
| Rent (1BR Outside) | $630 | $129 | +$501 |
| Groceries | $370 | $174 | +$196 |
| Restaurant Meal | $15 | $4 | +$11 |
| Transit Pass | $47 | $8 | +$39 |
| Utilities | $170 | $65 | +$105 |
Monthly Budget Comparison
| Lifestyle | Graz | Cebu |
|---|---|---|
| Minimal | $1,166/mo | $340/mo |
| Typical | $1,633/mo | $508/mo |
| Comfortable | $2,055/mo | $633/mo |
Purchasing Power Equivalence
| Budget in Graz | ≈ in Cebu | Difference |
|---|---|---|
| $1,500/mo | $590/mo | -$910 |
| $2,000/mo | $787/mo | -$1,213 |
| $3,000/mo | $1,180/mo | -$1,820 |
Detailed Budget Analysis
See exactly how specific monthly budgets break down in each city:
Analysis: Graz vs Cebu for Expats & Remote Workers
Our data shows Cebu is approximately 61% more affordable than Graz when combining rent and daily living costs. Graz's COL+Rent Index of 39.4 vs Cebu's 15.5 (both measured against New York City = 100) reflects a substantial gap that significantly impacts long-term savings and lifestyle quality.
Housing is the biggest differentiator: a city-center one-bedroom in Graz costs $821/month versus $201/month in Cebu — giving Cebu a $620/month advantage on housing alone. Over a full year, this rent difference alone amounts to $7,440 in annual savings.
Day-to-day costs tell a more nuanced story. Groceries in Graz ($370/mo) vs Cebu ($174/mo) reflect Cebu's lower food prices, while restaurant meals at $15 vs $4 show Cebu offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.
Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Cebu offers meaningfully better value — your typical monthly budget of $508 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.