City Comparison

Jakarta vs Surabaya

Cost of Living Comparison 2026

Surabaya is ~36% cheaper overall

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026

Jakarta

Indonesia

COL+Rent

21.6

Rent Index

12.3

Groceries

39.6

Restaurant

18.8

Surabaya

Indonesia

COL+Rent

13.8

Rent Index

6.2

Groceries

27.6

Restaurant

11.9

Monthly Cost Comparison

CategoryJakartaSurabayaDiff
Rent (1BR City)$459$231+$228
Rent (1BR Outside)$311$156+$155
Groceries$218$152+$66
Restaurant Meal$4$2+$2
Transit Pass$13$9+$4
Utilities$50$35+$15

Monthly Budget Comparison

LifestyleJakartaSurabaya
Minimal$543/mo$314/mo
Typical$800/mo$457/mo
Comfortable$972/mo$552/mo

Purchasing Power Equivalence

Budget in Jakarta≈ in SurabayaDifference
$1,500/mo$958/mo-$542
$2,000/mo$1,278/mo-$722
$3,000/mo$1,917/mo-$1,083

Detailed Budget Analysis

See exactly how specific monthly budgets break down in each city:

Analysis: Jakarta vs Surabaya for Expats & Remote Workers

Our data shows Surabaya is approximately 36% more affordable than Jakarta when combining rent and daily living costs. Jakarta's COL+Rent Index of 21.6 vs Surabaya's 13.8 (both measured against New York City = 100) reflects a relatively small gap, meaning the decision between these cities often comes down to lifestyle preferences rather than pure cost.

Housing is the biggest differentiator: a city-center one-bedroom in Jakarta costs $459/month versus $231/month in Surabayagiving Surabaya a $228/month advantage on housing alone. Over a full year, this rent difference alone amounts to $2,736 in annual savings.

Day-to-day costs tell a more nuanced story. Groceries in Jakarta ($218/mo) vs Surabaya ($152/mo) reflect Surabaya's lower food prices, while restaurant meals at $4 vs $2 show Surabaya offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.

Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Surabaya offers meaningfully better value — your typical monthly budget of $457 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.

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Frequently Asked Questions

Is Jakarta or Surabaya cheaper to live in?
Surabaya is approximately 36% cheaper overall. Jakarta's COL+Rent Index is 21.6 vs Surabaya's 13.8 (NYC = 100).
How much is rent in Jakarta vs Surabaya?
A 1BR in Jakarta city center costs ~$459/mo vs $231/mo in Surabaya. Outside the center: $311 vs $156.
What is $2,000/month in Jakarta worth in Surabaya?
Using cost-of-living adjustment, $2,000/month in Jakarta has the purchasing power of approximately $1,278/month in Surabaya.
Are groceries cheaper in Jakarta or Surabaya?
Monthly groceries cost approximately $218 in Jakarta vs $152 in Surabaya. Groceries Index: 39.6 vs 27.6 (NYC = 100).