City Comparison

Miami vs Surabaya

Cost of Living Comparison 2026

Surabaya is ~77% cheaper overall

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026

Miami

United States

COL+Rent

60.5

Rent Index

48

Groceries

75.8

Restaurant

77.8

Surabaya

Indonesia

COL+Rent

13.8

Rent Index

6.2

Groceries

27.6

Restaurant

11.9

Monthly Cost Comparison

CategoryMiamiSurabayaDiff
Rent (1BR City)$2,183$231+$1,952
Rent (1BR Outside)$1,711$156+$1,555
Groceries$435$152+$283
Restaurant Meal$23$2+$21
Transit Pass$76$9+$67
Utilities$176$35+$141

Monthly Budget Comparison

LifestyleMiamiSurabaya
Minimal$2,360/mo$314/mo
Typical$3,215/mo$457/mo
Comfortable$3,974/mo$552/mo

Purchasing Power Equivalence

Budget in Miami≈ in SurabayaDifference
$1,500/mo$342/mo-$1,158
$2,000/mo$456/mo-$1,544
$3,000/mo$684/mo-$2,316

Detailed Budget Analysis

See exactly how specific monthly budgets break down in each city:

Analysis: Miami vs Surabaya for Expats & Remote Workers

Our data shows Surabaya is approximately 77% more affordable than Miami when combining rent and daily living costs. Miami's COL+Rent Index of 60.5 vs Surabaya's 13.8 (both measured against New York City = 100) reflects a substantial gap that significantly impacts long-term savings and lifestyle quality.

Housing is the biggest differentiator: a city-center one-bedroom in Miami costs $2,183/month versus $231/month in Surabayagiving Surabaya a $1,952/month advantage on housing alone. Over a full year, this rent difference alone amounts to $23,424 in annual savings.

Day-to-day costs tell a more nuanced story. Groceries in Miami ($435/mo) vs Surabaya ($152/mo) reflect Surabaya's lower food prices, while restaurant meals at $23 vs $2 show Surabaya offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.

Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Surabaya offers meaningfully better value — your typical monthly budget of $457 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.

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Frequently Asked Questions

Is Miami or Surabaya cheaper to live in?
Surabaya is approximately 77% cheaper overall. Miami's COL+Rent Index is 60.5 vs Surabaya's 13.8 (NYC = 100).
How much is rent in Miami vs Surabaya?
A 1BR in Miami city center costs ~$2,183/mo vs $231/mo in Surabaya. Outside the center: $1,711 vs $156.
What is $2,000/month in Miami worth in Surabaya?
Using cost-of-living adjustment, $2,000/month in Miami has the purchasing power of approximately $456/month in Surabaya.
Are groceries cheaper in Miami or Surabaya?
Monthly groceries cost approximately $435 in Miami vs $152 in Surabaya. Groceries Index: 75.8 vs 27.6 (NYC = 100).