City Comparison

Mumbai vs Manila

Cost of Living Comparison 2026

Manila is ~13% cheaper overall

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026

Mumbai

India

COL+Rent

25

Rent Index

16.2

Groceries

30.9

Restaurant

25

Manila

Philippines

COL+Rent

21.8

Rent Index

9.8

Groceries

39.6

Restaurant

22.8

Monthly Cost Comparison

CategoryMumbaiManilaDiff
Rent (1BR City)$462$369+$93
Rent (1BR Outside)$272$238+$34
Groceries$125$230$105
Restaurant Meal$7$6+$1
Transit Pass$14$11+$3
Utilities$39$86$47

Monthly Budget Comparison

LifestyleMumbaiManila
Minimal$441/mo$520/mo
Typical$745/mo$786/mo
Comfortable$944/mo$977/mo

Purchasing Power Equivalence

Budget in Mumbai≈ in ManilaDifference
$1,500/mo$1,308/mo-$192
$2,000/mo$1,744/mo-$256
$3,000/mo$2,616/mo-$384

Detailed Budget Analysis

See exactly how specific monthly budgets break down in each city:

Analysis: Mumbai vs Manila for Expats & Remote Workers

Our data shows Manila is approximately 13% more affordable than Mumbai when combining rent and daily living costs. Mumbai's COL+Rent Index of 25 vs Manila's 21.8 (both measured against New York City = 100) reflects a relatively small gap, meaning the decision between these cities often comes down to lifestyle preferences rather than pure cost.

Housing is the biggest differentiator: a city-center one-bedroom in Mumbai costs $462/month versus $369/month in Manilagiving Manila a $93/month advantage on housing alone. Over a full year, the rent difference is modest and may be offset by other cost categories.

Day-to-day costs tell a more nuanced story. Groceries in Mumbai ($125/mo) vs Manila ($230/mo) reflect Mumbai's lower food prices, while restaurant meals at $7 vs $6 show Manila offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.

Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Manila offers meaningfully better value — your typical monthly budget of $786 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.

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Frequently Asked Questions

Is Mumbai or Manila cheaper to live in?
Manila is approximately 13% cheaper overall. Mumbai's COL+Rent Index is 25 vs Manila's 21.8 (NYC = 100).
How much is rent in Mumbai vs Manila?
A 1BR in Mumbai city center costs ~$462/mo vs $369/mo in Manila. Outside the center: $272 vs $238.
What is $2,000/month in Mumbai worth in Manila?
Using cost-of-living adjustment, $2,000/month in Mumbai has the purchasing power of approximately $1,744/month in Manila.
Are groceries cheaper in Mumbai or Manila?
Monthly groceries cost approximately $125 in Mumbai vs $230 in Manila. Groceries Index: 30.9 vs 39.6 (NYC = 100).