City Comparison

Phuket vs Surabaya

Cost of Living Comparison 2026

Surabaya is ~38% cheaper overall

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026

Phuket

Thailand

COL+Rent

22.1

Rent Index

10.8

Groceries

39.1

Restaurant

21.3

Surabaya

Indonesia

COL+Rent

13.8

Rent Index

6.2

Groceries

27.6

Restaurant

11.9

Monthly Cost Comparison

CategoryPhuketSurabayaDiff
Rent (1BR City)$371$231+$140
Rent (1BR Outside)$234$156+$78
Groceries$229$152+$77
Restaurant Meal$4$2+$2
Transit Pass$25$9+$16
Utilities$67$35+$32

Monthly Budget Comparison

LifestylePhuketSurabaya
Minimal$502/mo$314/mo
Typical$752/mo$457/mo
Comfortable$913/mo$552/mo

Purchasing Power Equivalence

Budget in Phuket≈ in SurabayaDifference
$1,500/mo$937/mo-$563
$2,000/mo$1,249/mo-$751
$3,000/mo$1,873/mo-$1,127

Detailed Budget Analysis

See exactly how specific monthly budgets break down in each city:

Analysis: Phuket vs Surabaya for Expats & Remote Workers

Our data shows Surabaya is approximately 38% more affordable than Phuket when combining rent and daily living costs. Phuket's COL+Rent Index of 22.1 vs Surabaya's 13.8 (both measured against New York City = 100) reflects a relatively small gap, meaning the decision between these cities often comes down to lifestyle preferences rather than pure cost.

Housing is the biggest differentiator: a city-center one-bedroom in Phuket costs $371/month versus $231/month in Surabayagiving Surabaya a $140/month advantage on housing alone. Over a full year, the rent difference is modest and may be offset by other cost categories.

Day-to-day costs tell a more nuanced story. Groceries in Phuket ($229/mo) vs Surabaya ($152/mo) reflect Surabaya's lower food prices, while restaurant meals at $4 vs $2 show Surabaya offers cheaper dining. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.

Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Surabaya offers meaningfully better value — your typical monthly budget of $457 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.

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Frequently Asked Questions

Is Phuket or Surabaya cheaper to live in?
Surabaya is approximately 38% cheaper overall. Phuket's COL+Rent Index is 22.1 vs Surabaya's 13.8 (NYC = 100).
How much is rent in Phuket vs Surabaya?
A 1BR in Phuket city center costs ~$371/mo vs $231/mo in Surabaya. Outside the center: $234 vs $156.
What is $2,000/month in Phuket worth in Surabaya?
Using cost-of-living adjustment, $2,000/month in Phuket has the purchasing power of approximately $1,249/month in Surabaya.
Are groceries cheaper in Phuket or Surabaya?
Monthly groceries cost approximately $229 in Phuket vs $152 in Surabaya. Groceries Index: 39.1 vs 27.6 (NYC = 100).