Surabaya vs Warsaw
Cost of Living Comparison 2026
Surabaya is ~66% cheaper overall
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026
Surabaya
Indonesia
COL+Rent
13.8
Rent Index
6.2
Groceries
27.6
Restaurant
11.9
Warsaw
Poland
COL+Rent
40.3
Rent Index
24.8
Groceries
48.5
Restaurant
59.2
Monthly Cost Comparison
| Category | Surabaya | Warsaw | Diff |
|---|---|---|---|
| Rent (1BR City) | $231 | $1,107 | $876 |
| Rent (1BR Outside) | $156 | $797 | $641 |
| Groceries | $152 | $283 | $131 |
| Restaurant Meal | $2 | $17 | $15 |
| Transit Pass | $9 | $37 | $28 |
| Utilities | $35 | $201 | $166 |
Monthly Budget Comparison
| Lifestyle | Surabaya | Warsaw |
|---|---|---|
| Minimal | $314/mo | $1,301/mo |
| Typical | $457/mo | $1,883/mo |
| Comfortable | $552/mo | $2,361/mo |
Purchasing Power Equivalence
| Budget in Surabaya | ≈ in Warsaw | Difference |
|---|---|---|
| $1,500/mo | $4,380/mo | +$2,880 |
| $2,000/mo | $5,841/mo | +$3,841 |
| $3,000/mo | $8,761/mo | +$5,761 |
Detailed Budget Analysis
See exactly how specific monthly budgets break down in each city:
Analysis: Surabaya vs Warsaw for Expats & Remote Workers
Our data shows Surabaya is approximately 66% more affordable than Warsaw when combining rent and daily living costs. Surabaya's COL+Rent Index of 13.8 vs Warsaw's 40.3 (both measured against New York City = 100) reflects a substantial gap that significantly impacts long-term savings and lifestyle quality.
Housing is the biggest differentiator: a city-center one-bedroom in Surabaya costs $231/month versus $1,107/month in Warsaw — giving Surabaya a $876/month advantage on housing alone. Over a full year, this rent difference alone amounts to $10,512 in annual savings.
Day-to-day costs tell a more nuanced story. Groceries in Surabaya ($152/mo) vs Warsaw ($283/mo) reflect Surabaya's lower food prices, while restaurant meals at $2 vs $17 show Surabaya is the better value for dining out. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.
Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Surabaya offers meaningfully better value — your typical monthly budget of $457 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.