Cost of Living Comparison · NYC=100 baseline

Cost of Living: Philippines vs Greece

Philippines is 44% cheaper than Greece overall. Detailed side-by-side rent, groceries, utilities and monthly budget for 2026.

CHEAPER
Philippines
20.2
COL+Rent · Very affordable
Rent index: 7.8
Greece
36.0
COL+Rent · Affordable
Rent index: 13.7

The verdict: Philippines wins on affordability

Philippines is roughly 44% cheaper than Greece on the combined COL+Rent index. On a moderate urban lifestyle, this translates to a difference of $703 per month, or about $8,436 per year.

Monthly Budget Comparison

Single-person urban lifestyle at three budget levels. All figures in USD.

Budget levelPhilippinesGreeceDifference
Minimal
Suburb rent, no dining out
$496$929Philippines 47% less
Sample
City rent, ~15 restaurant meals/mo
$676$1,379Philippines 51% less
Comfortable
City rent, dining out 25x/mo
$786$1,677Philippines 53% less

Budgets include rent, groceries, utilities, transit pass, and a typical number of restaurant meals per tier.

Line-Item Cost Comparison

Every major monthly expense, side by side.

CategoryPhilippinesGreece
Rent 1-bed, city centre
$295$540
Rent 1-bed, outside centre
$190$390
Groceries (monthly)
$205$315
Mid-range restaurant meal
$5$20
Transit pass (monthly)
$11$34
Basic utilities (85m²)
$90$190

Index Breakdown (NYC = 100)

Individual sub-indices for each category. Lower = cheaper than New York City.

Philippines
Cheaper overall
Cost (excl. rent)30.1
Rent7.8
Groceries35.4
Restaurants19.7
COL + Rent20.2
Local purchasing power (higher = better)33.9
Greece
Cost (excl. rent)54.0
Rent13.7
Groceries51.0
Restaurants59.2
COL + Rent36.0
Local purchasing power (higher = better)64.1

Salary Equivalents

Purchasing-power-adjusted: if you earn X net in the US, how much do you need in Philippines and Greece to maintain the same lifestyle?

US net salaryNeeded in PhilippinesNeeded in Greece
$50,000/yr$17,940$31,972
$75,000/yr$26,909$47,957
$100,000/yr$35,879$63,943

NET (after-tax) purchasing-power equivalents. Gross salary targets depend on each country's tax regime — see the salary comparison page for full tax breakdowns.

Frequently Asked Questions: Philippines vs Greece

Is Philippines cheaper than Greece?

Philippines is 44% cheaper than Greece. The combined Cost of Living + Rent index (NYC = 100) is 20.2 for Philippines vs 36.0 for Greece. In practical terms, a $1,379/month lifestyle in Greece can be matched for roughly $774/month in Philippines.

What is the monthly budget difference between Philippines and Greece?

A moderate single-person urban budget costs around $676 in Philippines versus $1,379 in Greece — a difference of $703/month (51%). The gap grows for comfortable lifestyles: $786 vs $1,677.

How does rent compare in Philippines vs Greece?

A 1-bedroom apartment in a city centre costs $295/month in Philippines and $540/month in Greece. Outside the city centre, rent drops to $190 in Philippines and $390 in Greece. Rent typically represents 30–50% of a single person's monthly budget in both countries.

How much salary do I need to move from Philippines to Greece?

If you currently earn $75,000 net in Philippines, you'd need roughly $133,663 net in Greece to maintain the same lifestyle. If moving the other way (from Greece to Philippines on a $75,000 net salary), you'd need $42,083 net in Philippines. These are purchasing-power-adjusted amounts — your gross salary target will differ by tax regime.

Which country has higher groceries prices?

Monthly grocery basket for a single person: $205 in Philippines vs $315 in Greece. A mid-range restaurant meal costs $5 in Philippines vs $20 in Greece. Grocery prices tend to track closely with overall cost of living.

Source & caveats: Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates. Last reviewed April 2026. All indices use New York City = 100 as baseline. Actual prices in Philippines and Greece vary materially by city — capital/largest city costs can differ 30–60% from smaller towns. Treat these figures as directional comparisons; verify with current local listings before making relocation decisions.