Cost of Living: Philippines vs India
Philippines is 11% more expensive than India overall. Detailed side-by-side rent, groceries, utilities and monthly budget for 2026.
The verdict: India wins on affordability
India is roughly 11% cheaper than Philippines on the combined COL+Rent index. On a moderate urban lifestyle, this translates to a difference of $179 per month, or about $2,148 per year.
Monthly Budget Comparison
Single-person urban lifestyle at three budget levels. All figures in USD.
| Budget level | Philippines | India | Difference |
|---|---|---|---|
Minimal Suburb rent, no dining out | $496 | $307 | India 62% less |
Sample City rent, ~15 restaurant meals/mo | $676 | $497 | India 36% less |
Comfortable City rent, dining out 25x/mo | $786 | $574 | India 37% less |
Budgets include rent, groceries, utilities, transit pass, and a typical number of restaurant meals per tier.
Line-Item Cost Comparison
Every major monthly expense, side by side.
| Category | Philippines | India |
|---|---|---|
Rent 1-bed, city centre | $295 | $280 |
Rent 1-bed, outside centre | $190 | $165 |
Groceries (monthly) | $205 | $95 |
Mid-range restaurant meal | $5 | $5 |
Transit pass (monthly) | $11 | $12 |
Basic utilities (85m²) | $90 | $35 |
Index Breakdown (NYC = 100)
Individual sub-indices for each category. Lower = cheaper than New York City.
Salary Equivalents
Purchasing-power-adjusted: if you earn X net in the US, how much do you need in Philippines and India to maintain the same lifestyle?
| US net salary | Needed in Philippines | Needed in India |
|---|---|---|
| $50,000/yr | $17,940 | $16,163 |
| $75,000/yr | $26,909 | $24,245 |
| $100,000/yr | $35,879 | $32,327 |
NET (after-tax) purchasing-power equivalents. Gross salary targets depend on each country's tax regime — see the salary comparison page for full tax breakdowns.
Dig Deeper
Combine this cost comparison with tax and salary data for the complete picture.
Cost of Living in Philippines
Full monthly budget & line-item costs for Philippines only.
Cost of Living in India
Full monthly budget & line-item costs for India only.
Philippines vs India Salary
Side-by-side take-home pay at $50K–$200K with 2025 tax brackets.
Salary After Tax in Philippines
Net take-home pay calculator for Philippines.
Salary After Tax in India
Net take-home pay calculator for India.
All 40 Countries — Cost of Living
Sortable leaderboard, affordability tiers, and the salary-equivalence calculator.
Frequently Asked Questions: Philippines vs India
Is Philippines cheaper than India?
Philippines is 11% more expensive than India. The combined Cost of Living + Rent index (NYC = 100) is 20.2 for Philippines vs 18.2 for India. In practical terms, a $497/month lifestyle in India can be matched for roughly $552/month in Philippines.
What is the monthly budget difference between Philippines and India?
A moderate single-person urban budget costs around $676 in Philippines versus $497 in India — a difference of $179/month (36%). The gap grows for comfortable lifestyles: $786 vs $574.
How does rent compare in Philippines vs India?
A 1-bedroom apartment in a city centre costs $295/month in Philippines and $280/month in India. Outside the city centre, rent drops to $190 in Philippines and $165 in India. Rent typically represents 30–50% of a single person's monthly budget in both countries.
How much salary do I need to move from Philippines to India?
If you currently earn $75,000 net in Philippines, you'd need roughly $67,574 net in India to maintain the same lifestyle. If moving the other way (from India to Philippines on a $75,000 net salary), you'd need $83,242 net in Philippines. These are purchasing-power-adjusted amounts — your gross salary target will differ by tax regime.
Which country has higher groceries prices?
Monthly grocery basket for a single person: $205 in Philippines vs $95 in India. A mid-range restaurant meal costs $5 in Philippines vs $5 in India. Grocery prices tend to track closely with overall cost of living.