🇭🇰 HKD to 🇪🇺 EUR

Understanding the HKD/EUR Exchange Rate

The Hong Kong Dollar to Euro exchange rate currently stands at 1 HKD = 0.1116 EUR, based on mid-market rates sourced from Frankfurter API (ECB & central bank mid-market rates) as of July 2026. The mid-market rate represents the midpoint between the buy and sell prices on global currency markets — it's the fairest rate available and the one used by financial professionals. When you actually exchange money through a bank or currency service, expect the rate to include a markup of 0.3% to 5% depending on the provider.

Practical Implications for International Payments

Since 1 HKD is worth less than 1 EUR, transfers from HKD to EUR result in smaller numerical amounts. A HK$1,000 HKD payment converts to approximately €111.5564 EUR. For recurring international payments, services like Wise (formerly TransferWise) and Revolut typically offer rates within 0.3–0.7% of the mid-market rate, while traditional banks may charge 1.5–4% markups.

Who Needs HKD to EUR Conversion?

This currency pair is commonly used by people moving between Hong Kong and Eurozone (Germany, France, Italy, Spain, Netherlands, etc.) — including expatriates sending money home, freelancers invoicing international clients, students paying overseas tuition, and travelers budgeting for trips. The Euro is the second most-traded currency globally, so this pair typically has good liquidity and competitive conversion rates. For cost-of-living comparisons that account for local purchasing power (not just exchange rates), see our Cost of Living by Country tool.