Frankfurter API (ECB & central bank mid-market rates) · May 2026

🇸🇬 SGD to 🇵🇭 PHP

Convert Singapore Dollar to Philippine Peso — mid-market exchange rate

1 SGD =

48.1637 PHP

1 PHP =

0.0208 SGD

Updated May 2026

SGD to PHP Conversion Table

🇸🇬 SGD🇵🇭 PHPDetails
S$100.00 SGD4,816.37 PHPFull breakdown →
S$1,000.00 SGD48,163.74 PHPFull breakdown →
S$10,000.00 SGD481,637.45 PHPFull breakdown →

PHP to SGD Conversion Table

🇵🇭 PHP🇸🇬 SGD
100.00 PHPS$2.0763 SGD
1,000.00 PHPS$20.7625 SGD
10,000.00 PHPS$207.6251 SGD

→ Full PHP to SGD conversion page

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Understanding the SGD/PHP Exchange Rate

The Singapore Dollar to Philippine Peso exchange rate currently stands at 1 SGD = 48.1637 PHP, based on mid-market rates sourced from Frankfurter API (ECB & central bank mid-market rates) as of May 2026. The mid-market rate represents the midpoint between the buy and sell prices on global currency markets — it's the fairest rate available and the one used by financial professionals. When you actually exchange money through a bank or currency service, expect the rate to include a markup of 0.3% to 5% depending on the provider.

Practical Implications for International Payments

At this exchange rate, a S$1,000 SGD transfer would yield approximately ₱48,163.74 PHP. For regular payments like rent, tuition, or freelance invoices, the total conversion cost (rate markup + transfer fees) typically ranges from 0.5% to 4% of the amount, depending on your provider. For recurring international payments, services like Wise (formerly TransferWise) and Revolut typically offer rates within 0.3–0.7% of the mid-market rate, while traditional banks may charge 1.5–4% markups.

Who Needs SGD to PHP Conversion?

This currency pair is commonly used by people moving between Singapore and Philippines — including expatriates sending money home, freelancers invoicing international clients, students paying overseas tuition, and travelers budgeting for trips. For cost-of-living comparisons that account for local purchasing power (not just exchange rates), see our Cost of Living by Country tool.

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Frequently Asked Questions

How much is 1 SGD in PHP?
1 Singapore Dollar (SGD) equals 48.1637 Philippine Peso (PHP) at the mid-market rate as of May 2026.
How much is 1 PHP in SGD?
1 Philippine Peso (PHP) equals 0.0208 Singapore Dollar (SGD) at the mid-market rate as of May 2026.
What is the best way to convert SGD to PHP?
For the best rates, use services like Wise (TransferWise) or Revolut which offer near mid-market rates with low transparent fees. Traditional banks typically add 1-3% markup to the exchange rate. Always compare the total cost (rate + fees) rather than just the quoted exchange rate.
Is SGD stronger than PHP?
1 SGD equals 48.1637 PHP. However, a higher exchange rate doesn't mean more purchasing power — use our Cost of Living Comparison to compare real spending power between countries.
How do I budget in PHP if I earn SGD?
Start by converting your monthly income: for example, S$1,000 SGD = ₱48,163.74 PHP. Then use our Cost of Living tool to check actual monthly expenses in Philippines. Remember that exchange rates fluctuate, so budget 5-10% buffer.

Rates from Frankfurter API (ECB & central bank mid-market rates) (May 2026). Mid-market indicative rates — actual rates may vary. Not financial advice.