Moderate · COL+Rent 58.4 · NYC=100

Cost of Living in Australia

Moderate cost of living at 58.4 vs NYC's 100 — neither cheap nor expensive by global standards. Data refreshed April 2026.

Cost index
73.4
excl. rent
Rent index
41.6
NYC=100
Purchasing power
102.6
vs NYC=100
Sample budget
$2,885
/month

Monthly Budget in Australia

All prices in USD. Single-person urban lifestyle. Sourced from Numbeo 2026 country rankings.

Frugal

Minimal

$2,085
per month / single person

Suburb rent, home-cooked meals, no dining out

Most common
Moderate

Sample

$2,885
per month / single person

City rent, ~15 restaurant meals/mo, full utilities

Upper middle

Comfortable

$3,228
per month / single person

City rent, dining out 25×/mo, extras

Line-item breakdown (single person)

Rent 1-bedroom, city centre
$1,850
Rent 1-bedroom, outside centre
$1,380
Groceries (monthly basket)
$420
Mid-range restaurant meal (per person)
$22
Public transit pass (monthly)
$110
Basic utilities (85m² apartment)
$175

How Much Salary Do I Need in Australia?

Purchasing-power-adjusted equivalents: if you earn X in the US, you’d need roughly Y in Australia to maintain the same lifestyle.

US net salaryEquivalent in AustraliaVerdict
$50,000/yr$51,8654% more needed
$75,000/yr$77,7984% more needed
$100,000/yr$103,7304% more needed

These are NET (after-tax) purchasing-power equivalents. Your gross salary target will differ based on Australia's tax regime — see our salary comparison pages for full tax-adjusted numbers.

How Does Australia Compare to Other Countries?

Australia vs major reference countries. Lower COL+Rent = cheaper.

Australia vs United States
4% more expensive
Australia COL+Rent
58.4
United States COL+Rent
56.3
Australia vs United Kingdom
13% more expensive
Australia COL+Rent
58.4
United Kingdom COL+Rent
51.9
Australia vs Canada
14% more expensive
Australia COL+Rent
58.4
Canada COL+Rent
51.1
Australia vs Germany
19% more expensive
Australia COL+Rent
58.4
Germany COL+Rent
49.0
Australia vs France
15% more expensive
Australia COL+Rent
58.4
France COL+Rent
50.8

Frequently Asked Questions about Australia Cost of Living

How much does it cost to live in Australia per month?

A single-person moderate urban lifestyle in Australia costs roughly $2,885/month: rent $1,850 (city) or $1,380 (outside city), groceries $420, utilities $175, transit pass $110, and ~15 mid-range restaurant meals at $22 each. A minimal budget is around $2,085, while a comfortable lifestyle runs ~$3,228.

Is Australia expensive to live in?

Australia sits at 58.4 on the combined Cost of Living + Rent Index (NYC = 100), making it moderate by global standards. Moderate cost of living at 58.4 vs NYC's 100 — neither cheap nor expensive by global standards.

How much salary do I need to live comfortably in Australia?

To cover a comfortable lifestyle in Australia (~$3,228/month), you need roughly $38,730 in net annual income. Add 20–25% for income tax and social security in most jurisdictions, so a gross salary of around $50,349 to $58,095 should be comfortable depending on the tax regime.

What is the average rent in Australia?

A 1-bedroom apartment in a city centre in Australia averages $1,850/month. Outside the city centre, the same apartment averages $1,380/month — a 25% savings for moving just outside the core. Shared housing and suburb-commuter lifestyles can reduce rent further.

How does Australia's cost of living compare to the US?

Australia is 4% more expensive than the United States overall. A $70,000 US net salary would need to increase to approximately $72,611 in Australia to match purchasing power.

Source & caveats: Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates. Last reviewed April 2026. Indices use New York City = 100 as the baseline. Actual prices in Australia vary by city (capital/largest city vs smaller towns can differ 30–60%). Treat these figures as a directional cross-country comparison — for relocation decisions, verify with current local rental listings and supermarket prices.