Moderate · COL+Rent 56.3 · NYC=100

Cost of Living in United States

Moderate cost of living at 56.3 vs NYC's 100 — neither cheap nor expensive by global standards. Data refreshed April 2026.

Cost index
68.8
excl. rent
Rent index
40.7
NYC=100
Purchasing power
110.4
vs NYC=100
Sample budget
$2,865
/month

Monthly Budget in United States

All prices in USD. Single-person urban lifestyle. Sourced from Numbeo 2026 country rankings.

Frugal

Minimal

$2,135
per month / single person

Suburb rent, home-cooked meals, no dining out

Most common
Moderate

Sample

$2,865
per month / single person

City rent, ~15 restaurant meals/mo, full utilities

Upper middle

Comfortable

$3,207
per month / single person

City rent, dining out 25×/mo, extras

Line-item breakdown (single person)

Rent 1-bedroom, city centre
$1,850
Rent 1-bedroom, outside centre
$1,450
Groceries (monthly basket)
$410
Mid-range restaurant meal (per person)
$22
Public transit pass (monthly)
$80
Basic utilities (85m² apartment)
$195

How Much Salary Do I Need in United States?

Purchasing-power-adjusted equivalents: if you earn X in the US, you’d need roughly Y in United States to maintain the same lifestyle.

US net salaryEquivalent in United StatesVerdict
$50,000/yr$50,0000% more needed
$75,000/yr$75,0000% more needed
$100,000/yr$100,0000% more needed

These are NET (after-tax) purchasing-power equivalents. Your gross salary target will differ based on United States's tax regime — see our salary comparison pages for full tax-adjusted numbers.

How Does United States Compare to Other Countries?

United States vs major reference countries. Lower COL+Rent = cheaper.

United States vs United Kingdom
8% more expensive
United States COL+Rent
56.3
United Kingdom COL+Rent
51.9
United States vs Canada
10% more expensive
United States COL+Rent
56.3
Canada COL+Rent
51.1
United States vs Australia
4% cheaper
United States COL+Rent
56.3
Australia COL+Rent
58.4
United States vs Germany
15% more expensive
United States COL+Rent
56.3
Germany COL+Rent
49.0
United States vs France
11% more expensive
United States COL+Rent
56.3
France COL+Rent
50.8

Frequently Asked Questions about United States Cost of Living

How much does it cost to live in United States per month?

A single-person moderate urban lifestyle in United States costs roughly $2,865/month: rent $1,850 (city) or $1,450 (outside city), groceries $410, utilities $195, transit pass $80, and ~15 mid-range restaurant meals at $22 each. A minimal budget is around $2,135, while a comfortable lifestyle runs ~$3,207.

Is United States expensive to live in?

United States sits at 56.3 on the combined Cost of Living + Rent Index (NYC = 100), making it moderate by global standards. Moderate cost of living at 56.3 vs NYC's 100 — neither cheap nor expensive by global standards.

How much salary do I need to live comfortably in United States?

To cover a comfortable lifestyle in United States (~$3,207/month), you need roughly $38,484 in net annual income. Add 20–25% for income tax and social security in most jurisdictions, so a gross salary of around $50,029 to $57,726 should be comfortable depending on the tax regime.

What is the average rent in United States?

A 1-bedroom apartment in a city centre in United States averages $1,850/month. Outside the city centre, the same apartment averages $1,450/month — a 22% savings for moving just outside the core. Shared housing and suburb-commuter lifestyles can reduce rent further.

How does United States's cost of living compare to the US?

United States is about the same cost than the United States overall. A $70,000 US net salary would only need to be approximately $70,000 in United States to match purchasing power.

Source & caveats: Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates. Last reviewed April 2026. Indices use New York City = 100 as the baseline. Actual prices in United States vary by city (capital/largest city vs smaller towns can differ 30–60%). Treat these figures as a directional cross-country comparison — for relocation decisions, verify with current local rental listings and supermarket prices.