City Budget Comparison

Can You Live on $3,000/month?

Cebu vs Graz — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

Cebu

Comfortable

COL+Rent: 15.5 (NYC=100)

$3,000/mo comfortably covers expenses in Cebu.

Graz

Comfortable

COL+Rent: 39.4 (NYC=100)

$3,000/mo comfortably covers expenses in Graz.

Budget Breakdown

CategoryCebuGrazDiff
Rent (avg 1BR)$1,021$1,359$338
Groceries$1,077$693+$384
Dining Out$297$337$40
Transportation$50$88$38
Utilities$402$318+$84
Other / Misc$153$205$52
Total$3,000$3,000

Purchasing Power

Cebu

$3,000

per month

Graz equivalent

$7,626

per month

You'd need $7,626/mo in Graz to match $3,000/mo in Cebu.

Other Budget Levels

FAQ

Can I live in Cebu on $3,000/month?
Living in Cebu on $3,000/mo is rated "Comfortable". Budget allocates ~$1,021 to rent, $1,077 to groceries, $297 to dining.
Can I live in Graz on $3,000/month?
In Graz, $3,000/mo is rated "Comfortable". Allocations: $1,359 rent, $693 groceries, $337 dining.
Is Cebu or Graz cheaper?
Cebu is generally cheaper. COL+Rent: Cebu 15.5 vs Graz 39.4 (NYC=100).
What is $3,000/mo in Cebu worth in Graz?
$3,000/mo of purchasing power in Cebu equals ~$7,626/mo in Graz using COL adjustment.

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