City Budget Comparison

Can You Live on $5,000/month?

Cebu vs Phuket — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

Cebu

Comfortable

COL+Rent: 15.5 (NYC=100)

$5,000/mo comfortably covers expenses in Cebu.

Phuket

Comfortable

COL+Rent: 22.1 (NYC=100)

$5,000/mo comfortably covers expenses in Phuket.

Budget Breakdown

CategoryCebuPhuketDiff
Rent (avg 1BR)$1,702$2,110$408
Groceries$1,795$1,597+$198
Dining Out$495$335+$160
Transportation$83$174$91
Utilities$670$467+$203
Other / Misc$255$317$62
Total$5,000$5,000

Purchasing Power

Cebu

$5,000

per month

Phuket equivalent

$7,129

per month

You'd need $7,129/mo in Phuket to match $5,000/mo in Cebu.

Other Budget Levels

FAQ

Can I live in Cebu on $5,000/month?
Living in Cebu on $5,000/mo is rated "Comfortable". Budget allocates ~$1,702 to rent, $1,795 to groceries, $495 to dining.
Can I live in Phuket on $5,000/month?
In Phuket, $5,000/mo is rated "Comfortable". Allocations: $2,110 rent, $1,597 groceries, $335 dining.
Is Cebu or Phuket cheaper?
Cebu is generally cheaper. COL+Rent: Cebu 15.5 vs Phuket 22.1 (NYC=100).
What is $5,000/mo in Cebu worth in Phuket?
$5,000/mo of purchasing power in Cebu equals ~$7,129/mo in Phuket using COL adjustment.

Explore More