City Budget Comparison
Can You Live on $3,000/month?
London vs Wellington — Budget Breakdown
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026
Feasibility
London
Tight Budget
COL+Rent: 72.9 (NYC=100)
$3,000/mo barely covers basics in London.
Wellington
Comfortable
COL+Rent: 50.9 (NYC=100)
$3,000/mo comfortably covers expenses in Wellington.
Budget Breakdown
| Category | London | Wellington | Diff |
|---|---|---|---|
| Rent (avg 1BR) | $1,812 | $1,661 | +$151 |
| Groceries | $343 | $505 | $162 |
| Dining Out | $273 | $270 | +$3 |
| Transportation | $92 | $139 | $47 |
| Utilities | $209 | $176 | +$33 |
| Other / Misc | $271 | $249 | +$22 |
| Total | $3,000 | $3,000 | — |
Purchasing Power
London
$3,000
per month
Wellington equivalent
$2,095
per month
Only $2,095/mo in Wellington matches $3,000/mo in London — better value.
Other Budget Levels
FAQ
Can I live in London on $3,000/month?
Living in London on $3,000/mo is rated "Tight Budget". Budget allocates ~$1,812 to rent, $343 to groceries, $273 to dining.
Can I live in Wellington on $3,000/month?
In Wellington, $3,000/mo is rated "Comfortable". Allocations: $1,661 rent, $505 groceries, $270 dining.
Is London or Wellington cheaper?
Wellington is generally cheaper. COL+Rent: London 72.9 vs Wellington 50.9 (NYC=100).
What is $3,000/mo in London worth in Wellington?
$3,000/mo of purchasing power in London equals ~$2,095/mo in Wellington using COL adjustment.