Montreal vs Wellington
Cost of Living Comparison 2026
Montreal is ~13% cheaper overall
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026
Montreal
Canada
COL+Rent
44.5
Rent Index
31
Groceries
59.1
Restaurant
54
Wellington
New Zealand
COL+Rent
50.9
Rent Index
32
Groceries
72.8
Restaurant
56.4
Monthly Cost Comparison
| Category | Montreal | Wellington | Diff |
|---|---|---|---|
| Rent (1BR City) | $1,369 | $1,478 | $109 |
| Rent (1BR Outside) | $1,088 | $1,179 | $91 |
| Groceries | $331 | $404 | $73 |
| Restaurant Meal | $17 | $18 | $1 |
| Transit Pass | $75 | $111 | $36 |
| Utilities | $129 | $141 | $12 |
Monthly Budget Comparison
| Lifestyle | Montreal | Wellington |
|---|---|---|
| Minimal | $1,592/mo | $1,786/mo |
| Typical | $2,159/mo | $2,404/mo |
| Comfortable | $2,686/mo | $2,977/mo |
Purchasing Power Equivalence
| Budget in Montreal | ≈ in Wellington | Difference |
|---|---|---|
| $1,500/mo | $1,716/mo | +$216 |
| $2,000/mo | $2,288/mo | +$288 |
| $3,000/mo | $3,431/mo | +$431 |
Detailed Budget Analysis
See exactly how specific monthly budgets break down in each city:
Analysis: Montreal vs Wellington for Expats & Remote Workers
Our data shows Montreal is approximately 13% more affordable than Wellington when combining rent and daily living costs. Montreal's COL+Rent Index of 44.5 vs Wellington's 50.9 (both measured against New York City = 100) reflects a relatively small gap, meaning the decision between these cities often comes down to lifestyle preferences rather than pure cost.
Housing is the biggest differentiator: a city-center one-bedroom in Montreal costs $1,369/month versus $1,478/month in Wellington — giving Montreal a $109/month advantage on housing alone. Over a full year, the rent difference is modest and may be offset by other cost categories.
Day-to-day costs tell a more nuanced story. Groceries in Montreal ($331/mo) vs Wellington ($404/mo) reflect Montreal's lower food prices, while restaurant meals at $17 vs $18 show Montreal is the better value for dining out. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.
Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Montreal offers meaningfully better value — your typical monthly budget of $2,159 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.