City Budget Comparison

Can You Live on $5,000/month?

New York vs Edinburgh — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

New York

Moderate

COL+Rent: 82.5 (NYC=100)

$5,000/mo covers essentials with some leisure in New York.

Edinburgh

Comfortable

COL+Rent: 40.3 (NYC=100)

$5,000/mo comfortably covers expenses in Edinburgh.

Budget Breakdown

CategoryNew YorkEdinburghDiff
Rent (avg 1BR)$3,141$2,441+$700
Groceries$626$830$204
Dining Out$398$636$238
Transportation$110$221$111
Utilities$253$506$253
Other / Misc$472$366+$106
Total$5,000$5,000

Purchasing Power

New York

$5,000

per month

Edinburgh equivalent

$2,442

per month

Only $2,442/mo in Edinburgh matches $5,000/mo in New York — better value.

Other Budget Levels

FAQ

Can I live in New York on $5,000/month?
Living in New York on $5,000/mo is rated "Moderate". Budget allocates ~$3,141 to rent, $626 to groceries, $398 to dining.
Can I live in Edinburgh on $5,000/month?
In Edinburgh, $5,000/mo is rated "Comfortable". Allocations: $2,441 rent, $830 groceries, $636 dining.
Is New York or Edinburgh cheaper?
Edinburgh is generally cheaper. COL+Rent: New York 82.5 vs Edinburgh 40.3 (NYC=100).
What is $5,000/mo in New York worth in Edinburgh?
$5,000/mo of purchasing power in New York equals ~$2,442/mo in Edinburgh using COL adjustment.

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