City Budget Comparison

Can You Live on $1,500/month?

San Francisco vs Surabaya — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

San Francisco

Likely Insufficient

COL+Rent: 75.6 (NYC=100)

$1,500/mo may not cover basic costs in San Francisco.

Surabaya

Comfortable

COL+Rent: 13.8 (NYC=100)

$1,500/mo comfortably covers expenses in Surabaya.

Budget Breakdown

CategorySan FranciscoSurabayaDiff
Rent (avg 1BR)$934$656+$278
Groceries$192$515$323
Dining Out$123$81+$42
Transportation$34$31+$3
Utilities$77$119$42
Other / Misc$140$98+$42
Total$1,500$1,500

Purchasing Power

San Francisco

$1,500

per month

Surabaya equivalent

$274

per month

Only $274/mo in Surabaya matches $1,500/mo in San Francisco — better value.

Other Budget Levels

FAQ

Can I live in San Francisco on $1,500/month?
Living in San Francisco on $1,500/mo is rated "Likely Insufficient". Budget allocates ~$934 to rent, $192 to groceries, $123 to dining.
Can I live in Surabaya on $1,500/month?
In Surabaya, $1,500/mo is rated "Comfortable". Allocations: $656 rent, $515 groceries, $81 dining.
Is San Francisco or Surabaya cheaper?
Surabaya is generally cheaper. COL+Rent: San Francisco 75.6 vs Surabaya 13.8 (NYC=100).
What is $1,500/mo in San Francisco worth in Surabaya?
$1,500/mo of purchasing power in San Francisco equals ~$274/mo in Surabaya using COL adjustment.

Explore More