City Budget Comparison

Can You Live on $1,000/month?

Surabaya vs Cebu — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

Surabaya

Comfortable

COL+Rent: 13.8 (NYC=100)

$1,000/mo comfortably covers expenses in Surabaya.

Cebu

Comfortable

COL+Rent: 15.5 (NYC=100)

$1,000/mo comfortably covers expenses in Cebu.

Budget Breakdown

CategorySurabayaCebuDiff
Rent (avg 1BR)$437$340+$97
Groceries$343$359$16
Dining Out$54$99$45
Transportation$20$17+$3
Utilities$79$134$55
Other / Misc$67$51+$16
Total$1,000$1,000

Purchasing Power

Surabaya

$1,000

per month

Cebu equivalent

$1,123

per month

You'd need $1,123/mo in Cebu to match $1,000/mo in Surabaya.

Other Budget Levels

FAQ

Can I live in Surabaya on $1,000/month?
Living in Surabaya on $1,000/mo is rated "Comfortable". Budget allocates ~$437 to rent, $343 to groceries, $54 to dining.
Can I live in Cebu on $1,000/month?
In Cebu, $1,000/mo is rated "Comfortable". Allocations: $340 rent, $359 groceries, $99 dining.
Is Surabaya or Cebu cheaper?
Surabaya is generally cheaper. COL+Rent: Surabaya 13.8 vs Cebu 15.5 (NYC=100).
What is $1,000/mo in Surabaya worth in Cebu?
$1,000/mo of purchasing power in Surabaya equals ~$1,123/mo in Cebu using COL adjustment.

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