Surabaya vs Heraklion
Cost of Living Comparison 2026
Surabaya is ~48% cheaper overall
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · Reviewed April 2026
Surabaya
Indonesia
COL+Rent
13.8
Rent Index
6.2
Groceries
27.6
Restaurant
11.9
Heraklion
Greece
COL+Rent
26.4
Rent Index
8.5
Groceries
41.8
Restaurant
45
Monthly Cost Comparison
| Category | Surabaya | Heraklion | Diff |
|---|---|---|---|
| Rent (1BR City) | $231 | $335 | $104 |
| Rent (1BR Outside) | $156 | $242 | $86 |
| Groceries | $152 | $258 | $106 |
| Restaurant Meal | $2 | $16 | $14 |
| Transit Pass | $9 | $25 | $16 |
| Utilities | $35 | $132 | $97 |
Monthly Budget Comparison
| Lifestyle | Surabaya | Heraklion |
|---|---|---|
| Minimal | $314/mo | $644/mo |
| Typical | $457/mo | $990/mo |
| Comfortable | $552/mo | $1,332/mo |
Purchasing Power Equivalence
| Budget in Surabaya | ≈ in Heraklion | Difference |
|---|---|---|
| $1,500/mo | $2,870/mo | +$1,370 |
| $2,000/mo | $3,826/mo | +$1,826 |
| $3,000/mo | $5,739/mo | +$2,739 |
Detailed Budget Analysis
See exactly how specific monthly budgets break down in each city:
Analysis: Surabaya vs Heraklion for Expats & Remote Workers
Our data shows Surabaya is approximately 48% more affordable than Heraklion when combining rent and daily living costs. Surabaya's COL+Rent Index of 13.8 vs Heraklion's 26.4 (both measured against New York City = 100) reflects a meaningful difference that adds up over months of living expenses.
Housing is the biggest differentiator: a city-center one-bedroom in Surabaya costs $231/month versus $335/month in Heraklion — giving Surabaya a $104/month advantage on housing alone. Over a full year, the rent difference is modest and may be offset by other cost categories.
Day-to-day costs tell a more nuanced story. Groceries in Surabaya ($152/mo) vs Heraklion ($258/mo) reflect Surabaya's lower food prices, while restaurant meals at $2 vs $16 show Surabaya is the better value for dining out. For digital nomads and remote workers who eat out frequently, this difference compounds quickly.
Bottom line: If you earn in a strong currency (USD, EUR, GBP) and work remotely, Surabaya offers meaningfully better value — your typical monthly budget of $457 buys a comfortable lifestyle with room for savings. Use the purchasing power table above to see exactly how far your specific budget stretches in each city.