City Budget Comparison
Can You Live on $3,000/month?
Surabaya vs Heraklion — Budget Breakdown
Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026
Feasibility
Surabaya
Comfortable
COL+Rent: 13.8 (NYC=100)
$3,000/mo comfortably covers expenses in Surabaya.
Heraklion
Comfortable
COL+Rent: 26.4 (NYC=100)
$3,000/mo comfortably covers expenses in Heraklion.
Budget Breakdown
| Category | Surabaya | Heraklion | Diff |
|---|---|---|---|
| Rent (avg 1BR) | $1,312 | $922 | +$390 |
| Groceries | $1,030 | $824 | +$206 |
| Dining Out | $163 | $614 | $451 |
| Transportation | $61 | $80 | $19 |
| Utilities | $237 | $422 | $185 |
| Other / Misc | $197 | $138 | +$59 |
| Total | $3,000 | $3,000 | — |
Purchasing Power
Surabaya
$3,000
per month
Heraklion equivalent
$5,739
per month
You'd need $5,739/mo in Heraklion to match $3,000/mo in Surabaya.
Other Budget Levels
FAQ
Can I live in Surabaya on $3,000/month?
Living in Surabaya on $3,000/mo is rated "Comfortable". Budget allocates ~$1,312 to rent, $1,030 to groceries, $163 to dining.
Can I live in Heraklion on $3,000/month?
In Heraklion, $3,000/mo is rated "Comfortable". Allocations: $922 rent, $824 groceries, $614 dining.
Is Surabaya or Heraklion cheaper?
Surabaya is generally cheaper. COL+Rent: Surabaya 13.8 vs Heraklion 26.4 (NYC=100).
What is $3,000/mo in Surabaya worth in Heraklion?
$3,000/mo of purchasing power in Surabaya equals ~$5,739/mo in Heraklion using COL adjustment.