Cost of Living Comparison · NYC=100 baseline

Cost of Living: Poland vs Sweden

Poland is 22% cheaper than Sweden overall. Detailed side-by-side rent, groceries, utilities and monthly budget for 2026.

CHEAPER
Poland
34.4
COL+Rent · Affordable
Rent index: 18.4
Sweden
44.0
COL+Rent · Affordable
Rent index: 23.7

The verdict: Poland wins on affordability

Poland is roughly 22% cheaper than Sweden on the combined COL+Rent index. On a moderate urban lifestyle, this translates to a difference of $260 per month, or about $3,120 per year.

Monthly Budget Comparison

Single-person urban lifestyle at three budget levels. All figures in USD.

Budget levelPolandSwedenDifference
Minimal
Suburb rent, no dining out
$1,065$1,315Poland 19% less
Sample
City rent, ~15 restaurant meals/mo
$1,505$1,765Poland 15% less
Comfortable
City rent, dining out 25x/mo
$1,725$1,999Poland 14% less

Budgets include rent, groceries, utilities, transit pass, and a typical number of restaurant meals per tier.

Line-Item Cost Comparison

Every major monthly expense, side by side.

CategoryPolandSweden
Rent 1-bed, city centre
$820$1,050
Rent 1-bed, outside centre
$590$825
Groceries (monthly)
$240$295
Mid-range restaurant meal
$14$15
Transit pass (monthly)
$35$90
Basic utilities (85m²)
$200$105

Index Breakdown (NYC = 100)

Individual sub-indices for each category. Lower = cheaper than New York City.

Poland
Cheaper overall
Cost (excl. rent)47.3
Rent18.4
Groceries41.1
Restaurants48.1
COL + Rent34.4
Local purchasing power (higher = better)97.1
Sweden
Cost (excl. rent)60.2
Rent23.7
Groceries51.8
Restaurants51.2
COL + Rent44.0
Local purchasing power (higher = better)99.4

Salary Equivalents

Purchasing-power-adjusted: if you earn X net in the US, how much do you need in Poland and Sweden to maintain the same lifestyle?

US net salaryNeeded in PolandNeeded in Sweden
$50,000/yr$30,551$39,076
$75,000/yr$45,826$58,615
$100,000/yr$61,101$78,153

NET (after-tax) purchasing-power equivalents. Gross salary targets depend on each country's tax regime — see the salary comparison page for full tax breakdowns.

Frequently Asked Questions: Poland vs Sweden

Is Poland cheaper than Sweden?

Poland is 22% cheaper than Sweden. The combined Cost of Living + Rent index (NYC = 100) is 34.4 for Poland vs 44.0 for Sweden. In practical terms, a $1,765/month lifestyle in Sweden can be matched for roughly $1,380/month in Poland.

What is the monthly budget difference between Poland and Sweden?

A moderate single-person urban budget costs around $1,505 in Poland versus $1,765 in Sweden — a difference of $260/month (15%). The gap grows for comfortable lifestyles: $1,725 vs $1,999.

How does rent compare in Poland vs Sweden?

A 1-bedroom apartment in a city centre costs $820/month in Poland and $1,050/month in Sweden. Outside the city centre, rent drops to $590 in Poland and $825 in Sweden. Rent typically represents 30–50% of a single person's monthly budget in both countries.

How much salary do I need to move from Poland to Sweden?

If you currently earn $75,000 net in Poland, you'd need roughly $95,930 net in Sweden to maintain the same lifestyle. If moving the other way (from Sweden to Poland on a $75,000 net salary), you'd need $58,636 net in Poland. These are purchasing-power-adjusted amounts — your gross salary target will differ by tax regime.

Which country has higher groceries prices?

Monthly grocery basket for a single person: $240 in Poland vs $295 in Sweden. A mid-range restaurant meal costs $14 in Poland vs $15 in Sweden. Grocery prices tend to track closely with overall cost of living.

Source & caveats: Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates. Last reviewed April 2026. All indices use New York City = 100 as baseline. Actual prices in Poland and Sweden vary materially by city — capital/largest city costs can differ 30–60% from smaller towns. Treat these figures as directional comparisons; verify with current local listings before making relocation decisions.