Affordable · COL+Rent 34.4 · NYC=100

Cost of Living in Poland

Below-average cost of living at 34.4 vs NYC's 100. Good value for remote workers and retirees. Data refreshed April 2026.

Cost index
47.3
excl. rent
Rent index
18.4
NYC=100
Purchasing power
97.1
vs NYC=100
Sample budget
$1,505
/month

Monthly Budget in Poland

All prices in USD. Single-person urban lifestyle. Sourced from Numbeo 2026 country rankings.

Frugal

Minimal

$1,065
per month / single person

Suburb rent, home-cooked meals, no dining out

Most common
Moderate

Sample

$1,505
per month / single person

City rent, ~15 restaurant meals/mo, full utilities

Upper middle

Comfortable

$1,725
per month / single person

City rent, dining out 25×/mo, extras

Line-item breakdown (single person)

Rent 1-bedroom, city centre
$820
Rent 1-bedroom, outside centre
$590
Groceries (monthly basket)
$240
Mid-range restaurant meal (per person)
$14
Public transit pass (monthly)
$35
Basic utilities (85m² apartment)
$200

How Much Salary Do I Need in Poland?

Purchasing-power-adjusted equivalents: if you earn X in the US, you’d need roughly Y in Poland to maintain the same lifestyle.

US net salaryEquivalent in PolandVerdict
$50,000/yr$30,55139% cheaper
$75,000/yr$45,82639% cheaper
$100,000/yr$61,10139% cheaper

These are NET (after-tax) purchasing-power equivalents. Your gross salary target will differ based on Poland's tax regime — see our salary comparison pages for full tax-adjusted numbers.

How Does Poland Compare to Other Countries?

Poland vs major reference countries. Lower COL+Rent = cheaper.

Poland vs United States
39% cheaper
Poland COL+Rent
34.4
United States COL+Rent
56.3
Poland vs United Kingdom
34% cheaper
Poland COL+Rent
34.4
United Kingdom COL+Rent
51.9
Poland vs Canada
33% cheaper
Poland COL+Rent
34.4
Canada COL+Rent
51.1
Poland vs Australia
41% cheaper
Poland COL+Rent
34.4
Australia COL+Rent
58.4

Frequently Asked Questions about Poland Cost of Living

How much does it cost to live in Poland per month?

A single-person moderate urban lifestyle in Poland costs roughly $1,505/month: rent $820 (city) or $590 (outside city), groceries $240, utilities $200, transit pass $35, and ~15 mid-range restaurant meals at $14 each. A minimal budget is around $1,065, while a comfortable lifestyle runs ~$1,725.

Is Poland expensive to live in?

Poland sits at 34.4 on the combined Cost of Living + Rent Index (NYC = 100), making it affordable by global standards. Below-average cost of living at 34.4 vs NYC's 100. Good value for remote workers and retirees.

How much salary do I need to live comfortably in Poland?

To cover a comfortable lifestyle in Poland (~$1,725/month), you need roughly $20,700 in net annual income. Add 20–25% for income tax and social security in most jurisdictions, so a gross salary of around $26,910 to $31,050 should be comfortable depending on the tax regime.

What is the average rent in Poland?

A 1-bedroom apartment in a city centre in Poland averages $820/month. Outside the city centre, the same apartment averages $590/month — a 28% savings for moving just outside the core. Shared housing and suburb-commuter lifestyles can reduce rent further.

How does Poland's cost of living compare to the US?

Poland is 39% cheaper than the United States overall. A $70,000 US net salary would only need to be approximately $42,771 in Poland to match purchasing power.

Source & caveats: Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates. Last reviewed April 2026. Indices use New York City = 100 as the baseline. Actual prices in Poland vary by city (capital/largest city vs smaller towns can differ 30–60%). Treat these figures as a directional cross-country comparison — for relocation decisions, verify with current local rental listings and supermarket prices.