City Budget Comparison

Can You Live on $1,500/month?

Chicago vs Montreal — Budget Breakdown

Numbeo 2026 country rankings (cost indices) and OECD 2025 PPP rates · April 2026

Feasibility

Chicago

Likely Insufficient

COL+Rent: 57.1 (NYC=100)

$1,500/mo may not cover basic costs in Chicago.

Montreal

Likely Insufficient

COL+Rent: 44.5 (NYC=100)

$1,500/mo may not cover basic costs in Montreal.

Budget Breakdown

CategoryChicagoMontrealDiff
Rent (avg 1BR)$899$856+$43
Groceries$211$231$20
Dining Out$133$142$9
Transportation$37$52$15
Utilities$85$90$5
Other / Misc$135$129+$6
Total$1,500$1,500

Purchasing Power

Chicago

$1,500

per month

Montreal equivalent

$1,169

per month

Only $1,169/mo in Montreal matches $1,500/mo in Chicago — better value.

Other Budget Levels

FAQ

Can I live in Chicago on $1,500/month?
Living in Chicago on $1,500/mo is rated "Likely Insufficient". Budget allocates ~$899 to rent, $211 to groceries, $133 to dining.
Can I live in Montreal on $1,500/month?
In Montreal, $1,500/mo is rated "Likely Insufficient". Allocations: $856 rent, $231 groceries, $142 dining.
Is Chicago or Montreal cheaper?
Montreal is generally cheaper. COL+Rent: Chicago 57.1 vs Montreal 44.5 (NYC=100).
What is $1,500/mo in Chicago worth in Montreal?
$1,500/mo of purchasing power in Chicago equals ~$1,169/mo in Montreal using COL adjustment.

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